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| #4108 |  | Horner's Five Thumb Postulate: Experience varies directly with equipment ruined.
 
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| #4109 |  | Horngren's Observation: Among economists, the real world is often a special case.
 
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| #4110 |  | Household hint: If you are out of cream for your coffee, mayonnaise makes a
 dandy substitute.
 
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| #4111 |  | HOW YOU CAN TELL THAT IT'S GOING TO BE A ROTTEN DAY: #1040 Your income tax refund cheque bounces.
 
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| #4112 |  | HOW YOU CAN TELL THAT IT'S GOING TO BE A ROTTEN DAY: #15 Your pet rock snaps at you.
 
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| #4113 |  | HOW YOU CAN TELL THAT IT'S GOING TO BE A ROTTEN DAY: #32: You call your answering service and they've never heard of you.
 
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| #4114 |  | Howe's Law: Everyone has a scheme that will not work.
 
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|  | 
| #4115 |  | Hubbard's Law: Don't take life too seriously; you won't get out of it alive.
 
 | 
|  | 
| #4116 |  | Hurewitz's Memory Principle: The chance of forgetting something is directly proportional
 to... to... uh.....
 
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|  | 
| #4117 |  | IBM Pollyanna Principle: Machines should work.  People should think.
 
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